With all insurance, making sure that you have the right policy is crucially important, although sometimes you don’t find out that there is a problem until you come to make a claim!

You can find and sort your insurance policy yourselves – many people do. Alternatively, you can use a specialist broker.

Money Advice Unit;
“If you’re thinking of buying an insurance policy for something you don’t know much about or insuring something fairly unusual, you might want to think about using an insurance broker. They’re experts in the market and – even with run-of-the-mill insurance – they can often find you better cover at a great price.”